In the realm of personal finance, the term “bankruptcy” holds a certain weight that sends shivers down the spines of many. It’s often associated with

Financial inventory First, you should gather all of your financial information. Be as detailed as possible about debts, income, assets, property, and monthly household living

Filing for bankruptcy often gives debtors the feeling of a fresh start. Chapter 7 (liquidation), wipes away your debt. Chapter 13 (the wage earners plan) gives you the ability to develop